SR22 Auto Insurance
Reader’s Question:
My mother asked me to know about SR22 Insurance, because she had heard it from her friends and maybe SR22 Auto Insurance is good for my father who drives in Washington. Is SR22 really good for my father and how does it protect him in case of violations and accidents?
Jade
Everett, WA
SR22 Auto Insurance is not for everybody who drives but for those who are high risk drivers whose driver’s license has been suspended. The Department of Motor Vehicles usually requires SR22 filings for three years depending how serious the violation is. In Washington, SR22 auto insurance is provided by the car insurance company and it provides a certificate that the insured has the minimum liability coverage that the state has required.
SR22 auto insurance is needed in Washington if the driver is driving without any car insurance which results to the suspension of the driver’s license. You cannot get car insurance if your driver’s license is suspended therefore, you need to have SR22 auto insurance. But in any case that you did not maintained the coverage, the DMV will be notified by your car insurers and your driver’s license will be again suspended and might cause you another penalty. But if your driver’s license has been suspended due to drunk driving, you also need SR22 auto insurance and after being informed that you need it to get your license back, you must first obtain minimum liability coverage for your own vehicle and a non-owner’s liability coverage if you don’t own any car. The cost of your insurance is also based on the seriousness of our violation, the place you live, the length of your driving experience and driving record.
Tags: auto insurance, DMV, SR22 auto insurance