Reader’s Question:
I was in a car accident and my insurance had been canceled. I live in Owensboro Kentucky. What will happen to me?
Rick
Owensboro, KY
There are penalties in KY for driving uninsured. For a 1st offense you are cited to go to court and can be fined between $500 up to $1000 or imprisonment for not more than 90 days or both.
Your Kentucky license plates and vehicle registration can be suspended for 1 year or until proof of insurance is presented. It is also possible that you will lose your license for up to one year. For each subsequent violation of being uninsured the penalties increase.
It was best to get auto insurance in Owensboro Kentucky now before going to court since this might help your situation. There might be penalties other than the ones I have mentioned since you were involved in an accident while driving without insurance.
If you caused the accident you will likely need to call the other party so that you can reimburse them for the damages caused to their car. Remember that it is essential to have continual insurance coverage on your vehicle.