car insurance DMV
Reader’s Question:
Does the DMV informs my insurance company if I get charged for driving without license or suspended license?
Rochelle
Thank you for asking Rochelle.
State laws and notification systems applies differently in various states so in some states an insurance carrier may be notified by the Dpartment of Motor Vehicle if an individual has been convicted of driving without or suspended license.
Generally, most states DMV do not inform the insurance providers of an individual that was charged with these types of violations. An insurance carrier would normally find out this information when they pulled their policyholder’s driving record (MVR). An MVR is usually pulled by an insurance company at the inception of an insurance policy and then again at renewal time.
If an individual is found guilty of this type of charge then the insurance provider may cancel or terminate the person’s coverages if state laws permit since the individual does not have a valid license to operate their vehicle with.
Goodluck!
MariCAR