Reader’s Question:

Im just curious if the DMV verify insurance coverage for a simple violation like speeding ticket, assuming an apparently valid insurance card was provided to the police officer?

Allan

Chicago, IL

The States’ Department of Motor Vehicles (DMV) differ in how they will verify auto insurance after a traffic or moving violation. It is essential to be properly insured though so that you are not caught without any car insurance. If you showed the police officer an apparently valid auto insurance card, ultimately the DMV could still find out that you are not insured.

An insurance provider in most state has to informed the DMV if a individual’s car insurance policy is canceled, lapsed , terminated or is not valid. When this happens many states require you to turn in your license plates. In addition, if the insurance is not renewed or started up again your driver’s license will be revoked or suspended.