Accident Without Car Insurance
Reader’s Question:
For instances when I meet an accident but it is the other party’s fault, I do not know what to expect because I do not have car insurance?
Gene
Detroit MI
You might be given a ticket from the responding law enforcement officer. This may comprise of a monetary fine and you may need to provide proof that you have obtained an insurance policy. Needless to say, this policy will not cover you for the loss that already transpired.
More so, your license may be suspended and you may need to comply with the financial responsibility laws. This will entail you purchasing an ‘SR22′ insurance policy. The SR22 filing is proof of insurance that is filed with the Department of Motor Vehicles in your state to restore a driver’s license that has been deferred.