How Long Does DUI Remain On Record in Colorado

 

August 31, 2008 by · Leave a Comment
Filed under: DUI Insurance 

Reader’s Question:

How long does a DUI remain on your driving record in Boulder, Colorado?

Lawrence

Boulder, CO

Driving histories provided by the Colorado Division of Motor Vehicles reflect activity that has been retained for the last 7 years. The Colorado Department of Motor Vehicle, records are for 7 years and cannot be limited to show any time period less than 7 years. The DMV records are maintained in accordance with Federal and State law, which includes the Fair Credit Reporting Act and the requirements of the Federal Trade Commission.

From this Colorado DMV information it would seem that your DUI remains on your driving record in Boulder for seven years. You may want to contact them directly to be certain a driving under the influence does not stay on for a longer period of time.

 

 

Cancelled Car Insurance After Accident – What Happens Next?

 

August 24, 2008 by · Leave a Comment
Filed under: Accident Car Insurance 

Reader’s Question:

I was in a car accident and my insurance had been canceled. I live in Kentucky. What will happen to me?

Rick

Owensboro, KY

There are penalties in KY for driving uninsured. For a 1st offense you are cited to go to court and can be fined between $500 up to $1000 or imprisonment for not more than 90 days or both.

Your Kentucky license plates and vehicle registration can be suspended for 1 year or until proof of insurance is presented. It is also possible that you will lose your license for up to one year. For each subsequent violation of being uninsured the penalties increase.

It was best to get auto insurance in Kentucky now before going to court since this might help your situation. There might be penalties other than the ones I have mentioned since you were involved in an accident while driving without insurance.

If you caused the accident you will likely need to call the other party so that you can reimburse them for the damages caused to their car. Remember that it is essential to have continual insurance coverage on your vehicle.

 

 

How Long Before Auto Insurance Reports Coverage To DMV

 

August 15, 2008 by · Leave a Comment
Filed under: DMV issues 

Reader’s Question:

How long does it take for insurance carriers in Marietta to report my car insurance coverage to the state of Georgia DMV insurance system?

Patty

Marietta, GA

Insurance companies in Marietta and like any other cities in GA issuing or renewing motor vehicle liability insurance policies are required to electronically transmit the vehicle’s identification number (VIN) together with the policy’s effective date to the Georgia Department of Revenue’s Motor Vehicle Division insurance database within thirty days of the date the insurance coverage is to start. This database is called the Georgia Electronic Insurance Compliance System or GEICS and insurance companies must electronically report cancellations and additions or deletions of cars from existing policies as well.

To make sure that your insurance provider properly sent the DOR the policy information, the state of Georgia requests that all car owners compare the VIN on their current insurance card with the VIN listed on their tag receipt or registration certificate. If it does not match immediately contact your insurance company since only they can add, edit or delete information on the GEICS.

 

 

Penalty Fines For Car Insurance Lapse In New York

 

August 15, 2008 by · Leave a Comment
Filed under: Car Insurance Lapse 

Reader’s Question:

I am 20 years old, living in  New York and had a lapse in my insurance. I got pulled over yesterday and was ticketed for driving with a suspended registration and license. I have to go to court next week. Is there anyway that I can get new car insurance coverage on my vehicle and do you know what my fines will be?

Philipp

Cheektowaga, NY

Until you find out about obtaining your license reinstated it will be not be easy to find an insurance carrier to cover your car. Many insurance providers will assist your start an insurance policy if your license will be reinstated within 30 days.

The New York DMV site states that driving while your license is suspended is referred to in NYS as an aggravated unlicensed operation or AUO. Third degree of AUO is a misdemeanor punishable by a mandatory fine of $200 up to $500, a possible imprisonment up to thirty days or probation and a a surcharge..

To get more information you may contact the NYS DMV which has various information on its website or the Traffic Violations Bureau which can provide you more information regarding how to response to court dates.